Short Sales are Common in Todays Market, Your not Alone!
What is a Short Sale?
A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the current debtor. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrower.
It is reported that 3 out of 4 US homeowners are currently up side down in their mortgages. Many of those homeowners are NOT aware that there are other options besides foreclosure.
Conducting a short sale can be a very difficult and time consuming activity. Many agents have tried and failed at negotiating a successful short sale. It is true that some short sales do not ever close.
Many times it all comes down to the agent you have hired to conduct your short sale. Lender's want a professional to work with, one who will have ALL of the i's dotted and All of your t''s crossed, in addition to swift action if the lender makes a request for additional documentation.
Roy Barnhart has a 100% success rate in closing his short sales!
Roy is very persistent and uses a systematic approach to get his short sales approved. He has successfully negotiated with SunTrust, Citi Mortgage, Bank of America, Wells Fargo, Wachovia, UBS, Midland Mortgage, CountryWide, GMAC Mortgage, One West Bank / Indy Mac, and HSBC.
IMPORTANT NOTICE: Barnhart & McKay Realty Advisors is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.
Our Short Sale Services will Cost You Nothing!!!
Call Roy Barnhart for your Free Consultation, 727-808-7632
If you or some one you know is facing Foreclosure, We can Help!!!